The daily news provides us with case after case of rising jury awards. In a number of these instances, people who have worked and saved for years have had their assets stripped away from them.
A personal umbrella policy provides $1,000,000 to $5,000,000 of liability protection above the liability limits on your primary home and auto policies. You should purchase enough liability coverage to protect your assets. If you have investments and/or own property that are worth more than the limits allowed on your homeowner or auto policies, you would want to purchase an umbrella policy. The cost of an umbrella is usually very little in comparison to the coverage you get, and in some cases, the carrier that writes your homeowner and auto policies will offer the umbrella policy combined with multi-policy discounts.
Whether it's required or preferred, we can provide commercial umbrella protection for your business. Our trained staff can provide information to assist you in making the best decision for umbrella coverage for your business. We have various markets for your particular business needs or requirements.