Your home is one of your largest investments. At InsuranceNet, we understand the importance of protecting your assets. We represent a number of homeowner markets and our personal lines team is trained to provide you with appropriate coverage and options.
One of the most common questions we are asked is "What coverage do I need on my home?" Well, our answer is you need enough insurance to cover the following:
â€¢ The expense to repair or rebuild the structure of your home at current construction costs
â€¢ Your personal contents
â€¢ The cost of additional living expenses in the event you had a loss which required you to make temporary living arrangements during the repair of your home
â€¢ Your liability to others
In addition, we to take into account any valuable items or liability exposures you may have, such as rental homes, hobbies or business ventures, to assure coverage in those areas.
We also write insurance for:
â€¢ Flood (flood insurance is not included on your homeowner policy)
â€¢ Mobile homes
â€¢ Tenant homes
â€¢ Renters insurance